Updated as at 31 January 2023

How are the rates computed?

The Monetary Authority of Singapore requires holders of the Capital Market Services (CMS) Licence to publish their historical performance on securities.

Rate of Return (Per Annum) is computed as expected interest payments less fees and charges, divided by the loan amount and expressed as a percentage.

Non-Performing Loan Rate is computed as the ratio of the amount of loan principal that is at least 30 days past due over the total amount of outstanding loan principal as at the applicable year end. Contractually, a defaulted loan refers to a loan which is 90 days past due or in a default based on contractual terms, whichever is the earlier date.

Note to Investors:

  1. Warning: actual returns may be lower than the expected rates of return and historical returns may not reflect future returns.
  2. The calculations are for investors’ information and SDAX is not liable for any errors or omissions in the calculations above.
  3. Please read our Platform terms and conditions carefully before using and investing on our platform.